The mortgage solutions and services to fit your needs

Our Services

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OUR SERVICES

Find The Right Solution For You

Purchase Mortgages
Mortgage Pre-Approval
First Time Home Buyers
Mortgage Renewals
Mortgage Refinancing
Self Employed Mortgages
Reverse Mortgages
New to Canada Mortgages
Commercial Mortgages
Investment Properties
Debt Consolidation
Renovation Financing
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Purchase Mortgages

A purchase mortgage is bought and sold on the purchase mortgage market, and a purchase-money mortgage happens when the seller of a property offers a mortgage directly to the buyer as an incentive to facilitate the transaction. I can help facilitate both types of transactions.

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Mortgage Pre-Approval

A mortgage pre-approval is an important step in the home buying process and we can help you out. I can help with your financial strategy, your mortgage amount, down payment amount, purchase price and give you an overall idea of what you can realistically afford.

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First Time Home Buyers

Tired of passing your hard-earned rent over to your landlord? Maybe you’ve built up some savings and have a down payment for your own property. No matter what your situation is, I help simplify the buying process and worry about all the financing details so you can get down to finding just the right property as fast as possible. I am here to help you beat the banks

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Mortgage Renewals

A mortgage pre-approval is an important step in the home buying process and we can help you out. I can help with your financial strategy, your mortgage amount, down payment amount, purchase price and give you an overall idea of what you can realistically afford.

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Mortgage Refinancing

Refinance up to 80% of your home’s value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle. Worried about penalties? Don’t think it can make much difference? Think again. By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker.

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Self Employed Mortgages

When it comes to mortgages, it hasn’t always paid to be self-employed namely because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. I work with lenders that offer excellent mortgage options for self-employed Canadians. These lenders understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.

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Reverse Mortgages

Tap into the equity of your home to accomplish the type of lifestyle you deserve. You may be able to borrow up to a certain percentage of the current value of your home. The maximum amount you will be able to borrow will depend on your age, your home’s appraised value and your lender.

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New to Canada Mortgages

With newcomers to Canada playing an ever-increasing role in Canada’s future population growth, mortgage financing is available to borrowers with a permanent and non-permanent residence status with the goal of helping newcomers to Canada realize their dream of home ownership. Most lenders have policies in place which can accommodate clients who have immigrated to Canada within the last 36 months and who are looking for an insured mortgage. CMHC offers financing that is available to borrowers with both permanent and non-permanent residence status; helping new comers realize their dream of home ownership in Canada.

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Commercial Mortgages

Approved Financial is able to secure financing for industrial, commercial, office, retail and multi-unit residential properties across Canada. Let our relationship managers work with you to find the best solution for your unique needs.

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Investment Properties

Investment properties, particularly smaller residential properties, are accessible to many average Canadians. Real estate has been one of the most attractive investment categories in Canada for the past decade. I can help you take advantage of real estate opportunities and unique mortgage options if you’re looking to seriously build your portfolio.

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Debt Consolidation

Why pay high interest rates on your bank’s credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing “good debt” from “bad debt”. A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way. 1. Consolidate high interest rate credit cards to one lower rate. 2. Save money and increase cash flow. 3. Reduce stress knowing that your financial situation is now manageable.

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Renovation Financing

Whether you’re planning a major home renovation or a small project, I offer financing options to help meet all your home improvement needs. There’s never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the renovations and improvements you’ve been dreaming about.

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Ready to Finance Your Future…
Lenders we negotiate with, so you don’t have to!
RFA TD Canada Trust Scotiabank Home Trust Equitable Bank Optimum Mortgage CMLS Financial Manulife XMC MCF Merix Financial New Haven Mortgage Corporation AWCCU Pillar Financial Radius Financial RMG Mortgages Lendwise Bridgewater Bank Heventree First National Financial IC Savings ICICI HomeEquity Bank Kawartha CU Wealth One BHM Financial Fisgard Marathon